First Abu Dhabi Bank (FAB) Credit Cards
First Abu Dhabi Bank, with a plan to invest $135 billion in green financing by 2030 and a network expanded across five continents, is one of the leading banks in the UAE.
With their Digital Banking solution, they have replaced traditional banking with modern online solutions, making the banking experience smooth, accessible, and convenient.
Most importantly, FAB offers a range of credit cards, each designed to address specific customer needs. Whether you’re looking for a salary-based or premium credit card, they have got you covered either way.
Their credit card categories include travel, lifestyle, savings, and cashback-based credit cards. Furthermore, each card offers shopping benefits, cinema tickets, and access to airport lounges, among other perks.
Explore below each of the credit card categories and select your desired FAB Credit Card.
FAB Savings and Cashback Credit Cards
In terms of savings and cashback, FAB offers the following tailored credit cards:
FAB Cashback Credit Card
Minimum Monthly Salary: AED 5,000
Annual Fee: AED 300
Cashback Rewards:
Travel Benefits
Lifestyle Benefits
Du Titanium Credit Card
Minimum Monthly Salary: AED 5,000
Annual Fee: Zero
Key Benefits of Du Titanium Credit Card
GEMS World Credit Card
Minimum Monthly Salary: AED 8,000
Annual Fee: AED 399
Note: Want to avoid paying this annual fee? Spend at least AED 24,000 on anything other than education during the previous year and get free access.
Key Benefits of GEMS World Credit Card
The following are the valuable benefits that the GEMS World credit card offers you:
Summary and Comparison of FAB Savings and Cashback Credit Cards
| Features | Cashback Credit Card | Du Titanium Credit Card | GEMS World Credit Card |
|---|---|---|---|
| Minimum Salary (per month) | AED 5,000 | AED 5,000 | AED 8,000 |
| Yearly Charges | AED 300 | Zero | AED 399 |
| Free Access to the Airport Waiting Area | Yes | No | Yes |
| Travel Perks | Yes | No | Yes |
| Lifestyle Perks | Yes | Yes | Yes |
FAB Lifestyle Credit Cards
The following are the lifestyle credit cards offered by First Abu Dhabi Bank:
Visuals of Lifestyle Credit Cards
Comparison of Key Features and Benefits offered by FAB Lifestyle Credit Cards
| FAB Lifestyle Credit Cards | Salary Threshold (per month) | Annual Fee | Offers Travel Perks? | Does it offer FAB Rewards? |
|---|---|---|---|---|
| Manchester City Titanium Credit Card | AED 5,000 | Zero | Yes | Yes |
| FAB Rewards Indulge Card | AED 5,000 | Zero | Yes | Yes |
| FAB SHARE Standard Credit Card | AED 5,000 | Zero | No (just offer 1.75% cashback on global shopping) | No (but it offers SHARE points |
| BLUE FAB Platinum Credit Card by Al-Futtaim | AED 8,000 | Zero | Yes | No (but it does offer rewards on Al Futtaim retail brands) |
| FAB SHARE Platinum Credit Card | AED 10,000 | AED 1,000 | Yes (visa offers & shopping discounts, etc.) | No (but it does offer SHARE points) |
| BLUE FAB Signature Credit Card by Al-Futtaim | AED 15,000 | Zero | Yes | No (but it does offer Al-Futtaim FAB Rewards) |
| FAB SHARE Signature Credit Card | AED 30,000 | AED 1,500 | Yes | No (but it does offer the SHARE points program by Majid Al Futtaim ) |
| BLUE FAB Infinite Credit Card by Al-Futtaim | AED 40,000 | Zero | Yes | No (but offer Al-Futtaim FAB Rewards) |
| FAB Elite Credit Card | AED 50,000 | AED 1,200 | Yes | Yes |
| FAB Z Credit Card | AED 5,000 | Zero (1st year) | Yes | Yes |
FAB Travel Credit Cards
FAB travel credit cards come with a lot of travel benefits, such as lounge access, visa offers, special discounts, hotel discounts, and more.
They are further divided into these four types:
Visuals FAB Travel Credit Cards
Comparison of Key Features and Benefits offered by FAB Travel Credit Cards
If you want a quick review or summary of FAB travel credit cards, the following table provides an easy solution:
| FAB Travel Credit Cards |
Minimum Salary (per month) |
Annual Fee | Offer travel benefits? | Offer Miles Rewards? | Travel Accident Assurance | Visa offers |
|---|---|---|---|---|---|---|
| Etihad Guest Platinum Credit Card | 8,000 | 500 | Yes | Yes | No (but do offer medical assistance during travel) | Yes |
|
Etihad Guest Signature Credit Card |
15,000 | 1,500 | Yes | Yes | Yes | Yes |
| Etihad Guest Infinite Credit Card | 30,000 | 2,500 | Yes (lounge access, Greet services, etc.) | Yes | Yes | Yes |
| FAB Travel Card | 25,000 | 1,500 | Yes | No (but it lets you redeem your FAB Reward into Etihad Guest miles) | No (but provides medical help if needed) | No |
FAB Islamic Credit Cards
If you need a Shariah-compliant credit card, then FAB Islamic credit cards are the best option to choose from. They offer numerous perks, including zero interest (riba), higher cashback, FAB Rewards, welcome miles, and more.
The credit cards are further categorised into the 5 following types based on specific customer needs:
Comparison of Key Features and Benefits Offered by FAB Islamic Credit Cards
Here we have written down some of the key features and benefits of FAB Islamic credit cards. For a detailed explanation, kindly visit the official FAB Islamic credit card webpage.
| FAB Islamic Credit Cards | Minimum Salary (per month) | Annual Fee | Offer travel benefits? | Does it offer Miles Rewards? | Does it offer Travel Accident Insurance? |
|---|---|---|---|---|---|
| FAB Cashback Islamic Credit Card | AED 5,000 | AED 300 | Yes | Yes | No |
| Etihad Guest Platinum Islamic Credit Card | AED 8,000 | AED 500 (other than VAT) | Yes | Yes | No (but it does provide medical assistance) |
|
Etihad Guest Signature Islamic Credit
Card |
AED 15,000 | AED 1,500 (other than VAT | Yes | Yes | Yes |
|
FAB Rewards Emirati Islamic Credit
Card |
AED 15,000 | AED 600 | Yes | No | No |
| Etihad Guest Infinite Islamic Credit Card | AED 30,00 | AED 2,500 (other than VAT) | Yes | Yes | Yes |
FAB Islamic Credit Card fees
Download it from here: FAB Islamic Credit Cards Fees Schedule
How to Find the Best FAB Credit Cards?
Want to find the best FAB credit card? And that too instantly? Then, FAB offers you a convenient card comparison tool to make the process easy. Follow the process below to compare and find a perfect credit card:
- Visit the FAB credit cards webpage.
- Select your desired category—Savings & Cashback, Lifestyle, or Travel.
- Check on the “Compare” button present at the top-left corner of the card box.
- Click on the “Compare Cards’ and now you can view their comparison.
Note: You can select a maximum of 2 cards on smartphones and 3 on desktop devices for comparison.
What are the Eligibility Criteria For FAB Credit Cards?
The Eligibility criteria for FAB credit cards are as follows:
| Factors / FAB Credit Cards | Savings and Cashback Credit Cards | Lifestyle Credit Cards | Travel Credit Cards | Islamic Credit Cards |
|---|---|---|---|---|
| Minimum Age | 21 | 21 | 21 | 21 |
| Maximum Age | 65 | 65 | 65 | 65 |
| Credit Score | What the bank requires. | What the bank requires. | What the bank requires. | What the bank requires. |
| Residency | Both UAE and Expat (foreigner) | Both UAE and Expat (foreigner) | Both UAE and Expat (foreigner) | Both UAE and Expat (foreigner) |
| Minimum Monthly Income | AED 5,000 to AED 8,000 | AED 5,000 to AED 50,000 | AED 8,000 to AED 30,000 | AED 5,000 to AED 30,000 |
| Employment Status | Salaried, Non-salaried, Self-employed | Salaried, Non-salaried, Self-employed | Salaried, Non-salaried, Self-employed | Salaried, Non-salaried, Self-employed |
What are the Documents Required for a FAB Bank Credit Card Application?
If you are deciding to apply for FAB credit cards, make sure you have the following required documents:
Note: The Bank may also ask for additional documents as per requirement.
How to Apply for a FAB Bank Credit Card Online?
Steps:
- Visit the First Abu Dhabi Bank card page.
- Click on your desired credit card.
- Click on the “Apply now” button.
- Fill out the form and submit it.
FAB Credit Card- Fees
| FEE Type | Charges |
|---|---|
| Dispute Verification Charge | AED 105 |
| Plan Deferment Charges | AED 262.50 |
| Cheque Returned Fee | AED 220.50 |
| Payment Due Date from Statement Date | 21-25 days |
| Statement Reprint Charges | AED 26.25 per statement |
| Copies of Transaction Slips | AED 26.25 per transaction slip |
| Outstation Cheque Processing Charge | AED 52.50 |
| Issuance of Liability Letter | AED 52.50 |
| Card Replacement Fee | AED 78.75 |
| Credit Shield Plus Fee | 1.04% of the outstanding balance |
| Interest on Retail Purchases | Up to 3.99% per month |
| Interest on Cash Advance | Up to 3.99% per month |
Note: If you can’t find your required fee type, visit the FAB fees webpage.
FAB Credit Cards Interest Rates
| Transaction Type | Monthly Interest Rate |
|---|---|
| Interest on Retail Purchases | Up to 3.99% per month |
| Interest on Cash Advance | Up to 3.99% per month |
Note: The interest rate may change based on your credit profile or history.
Discontinued FAB Credit Cards
The following are the FAB credit cards that are no longer available. So, make sure you don’t choose an obsolete credit card:
Visuals of Discontinued FAB Credit Cards
FAB Bank Credit Cards Related FAQs
How much is the minimum salary amount required to be eligible to apply for FAB Credit Cards?
Although the minimum salary required to apply for a First Abu Dhabi Bank card varies depending on the card you want to apply for, it is between AED 5,000 to AED 50,000.
How Can I Get a FAB Credit Card?
To get a credit card:
- Carry the necessary documents.
- Visit a FAB branch.
- Submit the document and application form.
- After the verification, the branch representative will inform you of your card issuance date.
What kind of perks are provided by the First Abu Dhabi Bank Credit Card?
The Credit card offers the following benefits:
And more.
Does FAB offer Loyalty Points?
Yes, FAB does offer loyalty points in the form of FAB cashback, bonus miles, rewards, and SHARE points.
Is it true that all credit cards have zero yearly fees?
No. Not all FAB credit cards have an annual fee. There are only a few credit cards that do not charge a yearly fee, such as the FAB Du Titanium credit card, the Rewards Indulge card, and the SHARE Standard credit card.
What number of movie tickets does the Blue FAB Infinite Credit Card offer per month?
This Card offers 6 tickets per month for only AED 20. Cinema centres providing these services include Reel Cinemas, Cine Royal, and Star Cinemas.
How much do I need to spend monthly to avail of the cinema offer of the Blue FAB Platinum Credit Card?
The required minimum monthly spend is AED 3,000. Additionally, it offers 4 tickets a month for only AED 20.
What number of movie tickets does the Etihad Guest Infinite Credit Card offer monthly?
It offers 6 movie tickets—that too for just AED 20 a month.
How much of a discount percentage for dining is offered by the Cashback Credit Card?
The credit card offers 5% cash back as a discount.
Does the SHARE Platinum Credit offer any benefits of VOX Cinemas to its cardholders?
It offers a buy 1, get 1 free offer at VOX cinemas. It means if you buy one ticket, the second will be free for you.
What number of movie tickets are offered by the GEMS Titanium Credit Card?
It offers 2 discounted tickets per month for just AED
20.
Are there any special offers that are given to Rewards Indulge Credit Cardholders?
Yes, they do get special cinema offers. One of them is that cardholders get 4 movie tickets a month by spending just AED 20.
Does the Visa Infinite Travel Card offer any cinema benefits?
The Visa Infinite Travel Card is no longer available.
Does the Cashback Credit Card offer a discount on hotel bookings?
Yes. This card offers 40% off on hotel bookings made via MakeMyTrip.
What are the protection perks offered by the Etihad Guest Credit Card?
It offers the following protection benefits:
And more.
Do Visa Infinite Travel Cards offer any additional protection benefits?
Yes, the Visa Infinite Travel Card used to offer additional protection benefits. But this card is no longer available.
Does the bank allow me to extend the warranty if I make purchases using their credit cards?
Yes, you can extend the warranty.
Can I know who qualifies for the protection perks of FAB credit cards?
Protection benefits eligibility criteria vary from card to card. Make sure to check the details on the relevant credit card webpage.
Do the protection offers have additional charges?
Some protection offers have additional charges, while others don’t.
Does the bank offer credit cards with a minimum salary requirement of AED 5,000?
Yes. The following are some of the credit cards with a minimum salary of AED 5,000:
What amount do I have to pay to the bank if I want to replace my FAB Credit Card?
The credit card replacement fee is AED 78.75.
What are the types of First Abu Dhabi Bank (FAB) Credit Card loans?
The types of FAB credit card loans are cash, balance transfer, and instalment plan loans.